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  • Services
    • Tax Preparation
    • Home Loans
    • Personal Finance Coaching
  • About Us
    • Meet Chad
    • Meet Emilie
    • Chad's Story
  • Client Resources
    • Tax Resources
    • Home Loan Resources
    • Financial Coaching Resources
  • E-News
  • Client Reviews
  • Contact Us
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Personal Finance FAQ's

Making Finances Simple. Changing Lives.
​​This page was created to give you answers to common personal finance questions we receive. Contact us if we can  help clarify anything!
retirement / investment
  1. What are the differences between a 401k, Traditional IRA, and Roth IRA?
  2. ​​​What is the “Backdoor” strategy for contributing to a Roth IRA?
  3. I’m self-employed...what retirement plan options do I have?​
  4. What should I do with my 401k account now that I've left my job?
  5. What are Required Minimum Distributions (RMD's) and how are they calculated?
  6. What is a 529 Plan?​
  7. Should I first save for my kids' college, or my own retirement?
  8. When can I begin receiving Social Security retirement income?
  9. What happens if I work while receiving Social Security?
insurance / estate planning
  1. Do I need insurance if I live in a condo community with an HOA?
  2. Should I get a term life insurance policy, or a cash value whole life policy?
  3. ​Do I need a living trust?
  4. Is pet insurance a waste of money?
  5. ​Is mortgage life insurance a good idea?
credit scoring
  1. What are the main factors involved in credit scoring?
  2. ​How can I recover from a poor credit history?
  3. How do I get late payments removed from my credit?
miscellaneous
  1. How do I budget irregular income?
  2. ​How do I budget irregular & unplanned expenses?

View our other FAQ Pages:
  • Tax FAQ's
  • Home Loan FAQ's

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​​© 2023 Peshke Financial Inc., all rights reserved. NMLS #2244878. "Making Finances Simple. Changing Lives." is a pending trademark with USPTO. Material contained in this website is for informational purposes only and is not meant to be construed as direct financial advice for your specific situation. It is recommended that you consult with your own advisors for any personalized financial guidance. Since we’re not licensed attorneys, we cannot provide legal advice. As such, any info contained in this website should not be construed as direct legal advice. Individual Licensure (see profiles) - click here. Send Docs Securely - click here.