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Making Finances Simple. Changing Lives.

12/18/2023

Home Loan Limit Changes

Home prices have continued to climb, and so with that comes another increase in maximum conventional loan limits. See detail below…
​Increases from 2023 to 2024
Conforming loan limits for one-unit homes will go from $726,200 up to $766,550.
 
“High balance” conforming loans can now go to $1,149,825…up from 2023’s limit of $1,089,300.
 
Multi-unit properties have higher limits. Feel free to reach out if you’d like further detail.
 
How This Helps
Higher loan limits mean more borrowers fit in better loan “buckets”. As mentioned in past loan limit increase updates, this leads to the following benefits:
  • Less strict guidelines for qualifying
  • Better rates on more loans
  • Lower costs for more borrowers
  • Reduced down payment requirements
 
Reach out any time with questions as it relates to your specific finances or lending situation.

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​​© 2025 Peshke Financial Inc., all rights reserved. NMLS #2244878. DRE #02210589. "Making Finances Simple. Changing Lives." is a registered trademark with USPTO. Material contained in this website is for informational purposes only and is not meant to be construed as direct financial advice for your specific situation. It is recommended that you consult with your own advisors for any personalized financial guidance. Since we’re not licensed attorneys, we cannot provide legal advice. As such, any info contained in this website should not be construed as direct legal advice. Individual Licensure (see profiles) - click here. Send Docs Securely - click here. Privacy Policy - click here.