It’s tax time, so you’re no doubt scrambling to put together all your tax forms. But what do you do if your employer has yet to provide your W2?

​Once you reach age 73, Required Minimum Distributions (RMD’s) must be accounted for with certain retirement plans. Below we detail a few ways to limit your RMD’s…

Home prices have continued to climb, and so with that comes another increase in maximum conventional loan limits. See detail below…

Read below for tax items to consider at year end…

​With the FED raising rates considerably over the past 2 years, saving accounts and CD yields have climbed right alongside the FED Funds Rate. But with the FED signaling an end in sight, is now the time to lock in these higher rates on your surplus funds?

Last year we wrote this article detailing the American Rescue Plan Act changes to reporting requirements for payment apps like Venmo, PayPal, etc. However, in late 2022, these requirements were delayed to 2023. And now, there’s been an additional delay…

Inflation has been a major economic concern over the past couple years and the FED has been raising rates ever since fears surfaced. But with recent inflation reports, are rates still going to be going up?

When most people think of investing, they immediately turn to their employer 401k, or maybe IRA accounts. But are there better options?

Required Minimum Distributions (RMD’s) can create an unwanted tax burden. Tax law requires you distribute a certain amount of funds from retirement accounts like 401k’s and IRA’s in the form of RMD’s. If you don’t necessarily need these funds, or are in a high income year, this can be a bummer. There are some strategies to help with this, and we discuss one below…

Previously, we wrote abut the benefits of I-Bonds in an inflationary economic environment. So when is the best time to move your funds away from I-Bonds?

As part of the overall effort to transform IRS processes and procedures, some large changes are being made…

Despite home borrowing costs revisiting the highs seen in November 2022 and even reverting to highs seen back in 2001, housing prices continue to elevate…

​Over the past several years, it has made sense to finance your vehicle purchase since interest rates were so low, and at times rates were 0% or near zero…

There are many different aspects to your finances. All are important. Some are more important than others. So what should be your #1 priority when it comes to finances?

​At its June 14th meeting, the FED kept the federal funds rate at the current 5.0% - 5.25% levels. This pause ended the FED’s streak of 10 straight rate hikes, dating back to March 2022…

This may be one of the most important articles we’ve ever written. That’s because when it comes to retirement, your distribution strategy is every bit as important as your contribution and investment strategy…

Upon the passing of a loved one, you may be in a position to receive a death benefit on a life insurance policy. It’s important to know the possible tax implications…

Alternative Minimum Tax (AMT) is a complicated topic in the tax world. While few taxpayers are snagged by AMT these days, due to recent adjustments in the trigger amounts, it still pays for you to understand certain specifics…

Over the past few weeks, there has been a lot of noise about the home loan fee changes being implemented by Fannie Mae & Freddie Mac. Many are saying that bad credit borrowers will be getting better loan terms than good credit borrowers and these good credit borrowers are being punished. Read below as we help you sift through the noise…

​It’s always nice to help the newer generations avoid the mistakes we’ve made. One common thing you hear folks say is “I wish I would’ve saved/invested more when I was younger”. That sounds great, but when we were younger, the benefits didn’t seem real. There was no “tangible” payback that enticed us enough to put away more for the future. Well, here’s a plan for those 20-year-olds out there…

In a recent report to the Secretary of the Treasury, the IRS revealed how it will spend its $80 billion in funding received from the 2022 Inflation Reduction Act provisions…

Homes being used for rental income must be depreciated by law. Depreciation is an income tax deduction that allows a taxpayer to recover the cost of building deterioration on an annual basis. However, it’s not just a “free” tax deduction…

VA and FHA loans are getting cheaper! With changes in fees, more borrowers qualify and save money. See below for specifics…

If you’re a tither/charitable donator and you have long-term appreciated stock, you should seriously consider donating your stock instead of cash/savings…