Planning for Budget Killers

We’re nearly 1/3rd of the way through 2025, so now’s a good time to do a checkup on that budget, and plan ahead for those items that may sneak up on you the rest of this year…

Most of us our solid on handling our regular expenses like mortgage/rent, car payments, insurance, etc…but it’s those irregular items that can bite us if we don’t properly prepare for them.
 
Start now creating a separate savings account, or additional categories in your budget that account for things like car & home repairs, graduation gifts & travel, wedding gifts & travel, and yes…Christmas presents!
 
Here are a couple articles we’ve written in the past that can help with your planning:

• https://www.peshkefinancial.com/how-do-i-budget-irregular--unplanned-expenses.html
• https://www.peshkefinancial.com/personal-finance-blog/changing-the-day-of-christmas

 
If you or somebody you know could use help with your personal finances, check out our financial coaching services. We love helping folks go beyond just making a living…we believe it’s about building a life!